TLS Insurance Agent: What is an Insurance Underwriter?

Saturday, April 25, 2015

What is an Insurance Underwriter?

Insurance underwriters evaluate the risk and exposures of potential clients. They decide how much coverage the client should receive, how much they should pay for it, or whether even to accept the risk and insure them.

The underwriter & his wife

Underwriter's wife: "You always carry my photo in your handbag to the office. Why?"

Underwriter: "When there is a problem, no matter how impossible, I look at your picture and the problem disappears."

Underwriter's wife: "You see how miraculous and powerful I am for you?"

Underwriter: "Yes, I see your picture and say to myself, 'What other problem can there be greater than this one?'"

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INSURANCE AGENTS:

YOU ARE LEAVING MONEY ON THE TABLE!

You could be helping your clients with products that they can not usually get through their regular insurance agent (if you are the agent, let's fix this).

I offer several products that you should know about. And, your clients need to know about them to because it is costing them money, or security or both.

Get a free listing of what you need to add to your line of products (many of which you can still offer even if you are a "captive" agent) by requesting it at: tlsinsuranceagentAT(replace AT with @sign)yahoo.com. Use "Send me insurance product list" in the subject line and also include your phone number and best time to call you.