If you are
one of my regular readers, or clients you already know about the first 3 myths;
here’s myth number 4 about what people think of when they think of disability
insurance.
Myth
No. 4: Consumers understand disability insurance.
Since most people seriously underestimate their risk of a
disability and 30 percent of employees have never thought about preparing for
one, the stakes are high and the potential for major financial
loss is great. As insurance professionals, we can play a big role in helping
bridge the knowledge gap about disability insurance and other financial
protection benefits. We can begin by partnering with the HR department to help
employees better understand the need for income protection and their overall benefits
plan.
Research shows employees want this kind of information. A 2013
Colonial Life survey reveals the following items are very important to employees when making
benefits decisions:
·
73 percent say understanding the benefits provided by their
employer is very important.
·
67 percent say making sure they have enough financial protection
for themselves and their families is very important.
READ ENTIRE ARTICLE HERE
I
cannot offer this to every reader but if your business is in Minnesota or
Wisconsin, I can make arrangements to come to your business and speak to your
employees about the importance of having disability insurance. Please contact
me and we can talk.
I
don’t offer protection to people for the money; I truly do this to help other
people. If you have questions about whether you can qualify for disability
insurance, regardless where you live in USA, give me a call. We’ll work
together via your computer and I’ll show you how you can easily afford to
protect what I call your “money machine”. If your money machine (you) weren’t
able to go to work for a week or a month, how long could you keep your car,
house and other things you need to live?
Contact
me and let’s talk! Make it a great day! Terry L Scott
