Nurses, Could you live without $3400 a Month?

In the US there are approximately 183,400 nurses working in physician offices and over 1.5 million at medical/surgical hospitals.1  Many of these employers do not provide disability insurance to their employees.

The median income for a nurse is $65,470, an amount that most would consider worth protecting in the event she/he could not work due to illness or injury. With a disability policy that would be around a $3400 monthly benefit - TAX FREE!

Customize a plan to fit their needs that could include Own Occupation - meaning if he/she is disabled and unable to perform nursing duties - they will receive a benefit even if they choose to work in another profession.

1. Bureau of Labor Statistics/Occupational Employment and Wages, May 2014

Did You Know..... Women make up the majority of new claimants. Fifty-six percent of new disability claims approved during 2013 were for women and 44 percent were for men. The percentage of claims for men increased in both 2012 and 2013 after claims for women increased in 2010 and 2011. 2014 CDA Long Term Disability Claims Review

Sample – (Texas)

Female Nurse 40 year old $65,400 annual salary Non-tobacco No health issues

90 day elimination period 5 year benefit period $3450 monthly benefit Own occupation and Residual $100.36 monthly premium

Multi-life Discount

If three or more individuals from a common employer purchase an individual policy - each insured will receive a discount for the life of the policy.

Contact Terry Scott, HealthMarkets Agent