This blog is a courtesy and
service to my insurance clients in MN/WI but also includes generic information
for people in other states; everyone is welcome here and your comments and
questions are welcome too. If you reside in a state other than MN/WI and would
like to know of a reputable agent in your area, ask me and if I can refer
someone, I will.
…………………………………..
Today I want to share
something from the insurance news.
Per United Health Care (UHC). a number of their consumers are
being enrolled into UnitedHealthcare Essential plans that are Medicare
Advantage (“MA”) only and do
not include drug coverage. However, customers believe they have
drug coverage and attempt to fill a prescription. Once they discover the
plan does not have drug coverage they consequently, submit a complaint to CMS.
Important Reminders:
The UnitedHealthcare plans that
typically do not include drug coverage have the term “Essentials”
in the product brand name such as the following.
o AARP MedicareComplete Choice Essential
o AARP MedicareComplete Essential
o AARP MedicareComplete Plus Essential
o UnitedHealthcare MedicareDirect
Essential
These plans are great plans, but as a
consumer, just be aware of what plan you are enrolling in. If you want a
separate plan for drugs or to combine a drug plan, either way may suit your
needs.
· Always check the benefit
information included in the plan Enrollment Guide for final confirmation of
whether drug coverage is included or not.
· Always ask to see which plans
available for in a particular market (market meaning your age, and geographical
area.
.
By the way, this is a common
thing to watch for regardless of which company you choose to be insured by. UHC
is just being proactive here.
…………………………………….
Are you interested in saving money with your health care? Here's a smart alternative to healthcare services; programs that will save you thousands of dollars. Check out this video at http://www.nolimithc.com. "Walk in, present your card and watch your savings".
